I'd love a link! Professional interest
It's interesting to hear about the different theories. Some say pay off the largest one first. I say pay the smallest one first (especially for those with low willpower). Yet others say pay off the highest interest ones first...and they're all true, I think. Depends on the person and their situation.
I'm so impressed with your sister's story!!
One more thing very quickly before I go to work (thereby reducing my wage yet again since I'm salaried...boy, I'd be rich if I was hourly, LOL).
The cool thing about budgets is that you can really see where your dollars go. You can tackle each item one by one. Find cheaper: phone service, insurance, interest rates, groceries...wherever your money is flowing, you can attack it and Make It Stop. <~~~~ I just wanna make it stop, LOLOL
Mostly, I'm bragging today because my brain is functioning this morning. Last night I was scaring people as I worked and sang songs about little old ladies who swallowed flies.