How many of you out there have written to your MP & what did you write about?
I imagine that most of the time it would be to complain about something or another, demanding that more be spent on something or another. The problem is that so many people make these demands but with never a thought as to where the money's going to come from & even expecting to pay less for it.
But how many of you have thought of some sort of positive input & put it forward? Who knows - it might help everyone concerned.
As you may already know I regularly keep in touch with my MP (John Denham) with some of my ideas, many of which he has taken on board, and I have just sent him another.
I've just signed another Petition from 38 Degrees, regarding the funding of the NHS. Ed Milliband is saying (quite rightly, in my opinion) that in order to save the NHS then an extra penny will have to be put on taxes, while the Sahdow Chancellor, Ed Balls is concerned about the prospect of raising taxes would be a vote loser. Both of which are probably true. The question is, which is more important?
This set me thinking. What other solutions might there be?
Obviously there is no Magic Wand (if only there was), but I couldn't help wondering about how Private Pension Plans are operating. As most of us are aware (mainly due to good media promotion) there is the option to subscribe to a Private Pension Plan, to which your employer pays a share & by taking this option you get a reduction in what you pay to the Government, which seems a pretty good idea to me.
My idea, though, seems so glaringly obvious that I can't help feeling it must already exist, and that is to put a similar plan into effect with NHS funding.
Now, I'm not talking about Private Health Care, such as BUPA. Such plans are all very well & good in their own way, but despite the fact that they pay more than their way to use the NHS resources, the fact remains that when they do so, these are resources that are then made unavailable to NHS patients - but that's another matter. My suggestion is an alternative to the funding of NHS Treatment. The customer / patient (whatever you choose to call the 'unit') opts to go for a Private Health Plan Insurer. In so doing, just as with Pension Plans, the employer pays a minimum percentage, the government allows a certain discount, and the insurance companies compete to offer the best deal - perhaps even offering a 'no-claims bonus' - maybe even offering different premiums according to the customer's lifestyle & medical background. This could benefit the customer by possibly offering a lower rate, overall, of what they already pay. The Government would still be taking a partial premium, although the lion's share of the expenditure will be paid by the Insurance Company. The Government would also receive additional revenue in tax from the added profits of the insurance companies. It may even encourage additional specialized Insurance Companies to start up new businesses, thus benefiting employment problems & consequentially, more taxes (small potatoes, but a potential benefit, nonetheless).
As I said, it's probably such a glaringly obvious notion that there just has to be something like this already available, but I, for one, haven't heard of such a thing & the question must surely be asked, if it does exist, then why isn't it publicized in the same way that Private Pension Plans are?