Make these ads go away.
+ Reply to Thread
Results 1 to 5 of 5

Thread: Need Dental Insurance

  1. #1
    Senior Member
    Join Date
    Dec 2005
    Location
    In the middle of the Arizona desert
    Posts
    15,903
    Local Date
    01-20-2020
    Local Time
    01:51 PM

    Question Need Dental Insurance

    I'm looking into getting private dental insurance. What kind do you recommend? I don't want to get suckered into a bad plan. I would like insurance that goes into effect immediately as I have two crowns needing replacement and they run $800-1000 EACH out here. What should I look for and what should I avoid?

    Thanks.

  2. #2
    Senior Member QUINNSCOMMENTARY's Avatar
    Join Date
    May 2008
    Location
    USA
    Posts
    916
    Local Date
    01-20-2020
    Local Time
    04:51 PM

    Re: Need Dental Insurance

    That's not insurance it is payment for a known risk. You are not going to be able to buy something on the open market that will allow you to pay a modest premium and then immediately collect two thousand dollars in benefits (and perhaps then cancel the policy). That's called adverse risk, how would anyone make a profit doing that?

    Think about it, would you risk your money that way? Would you buy a used care knowing it needed more in repairs then you paid for it?
    "The power of accurate observation is commonly called cynicism by those who have not got it." George Bernard Shaw

    "If everybody is thinking alike, then somebody is not thinking" Gen. George Patton

    Quinnscommentary


    Observations on Life. Give it a try now and tell a friend or two or fifty.

    Quinnscommentary Blog

  3. #3
    Senior Member Lon's Avatar
    Join Date
    Nov 2004
    Location
    CALIFORNIA
    Posts
    9,507
    Local Date
    01-21-2020
    Local Time
    09:51 AM

    Re: Need Dental Insurance

    To have any kind of insurance when you really need it and have it pay benefits, you must buy it when you don't need it.

  4. #4
    Senior Member Patsy Warnick's Avatar
    Join Date
    Feb 2006
    Location
    Golf Course
    Posts
    4,568
    Local Date
    01-20-2020
    Local Time
    01:51 PM

    Re: Need Dental Insurance

    RED

    99% of dental Ins. won't cover crowns - not at all.

    Dental Ins. is a waste of money, honest..
    Ins will give a free teeth cleaning twice a year and covers very little.

    your better off setting up a payment plan with the Dentist Office.
    Or - make a trip to Mexico - a crown & all the work @ $50.00.

    Patsy

  5. #5
    ALOHA..!! CARLA's Avatar
    Join Date
    Nov 2004
    Location
    San Diego, California (Native born and raised)
    Posts
    13,095
    Local Date
    01-20-2020
    Local Time
    01:51 PM

    Lightbulb Re: Need Dental Insurance

    Register to remove this ad.
    I have great Dental Insurance through my employer and it cover Crowns, Bridge work, gum surgery you name it and the out of pocket is very reasonable but then again its provided by my employer.

    It is through "First Dental Health" with Principal Financial Group mine is a PPO. I don't know if they sell private insurance can't hurt to look into it.
    ALOHA!!
    MOTTO TO LIVE BY:
    "Life should NOT be a journey to the grave with the intention of arriving safely in an attractive and well preserved body, but rather to skid in sideways, chocolate in one hand, champagne in the other, body thoroughly used up, totally worn out and screaming.
    WOO HOO!!, what a ride!!!"


+ Reply to Thread

Similar Threads

  1. dental advice please.......sore mouth here!
    By Odie in forum Welcome To My Day!
    Replies: 49
    Last Post: 03-28-2009, 01:03 PM
  2. Dip's dental damage
    By kpq210 in forum Drugs, Alcohol & Tobacco
    Replies: 0
    Last Post: 06-24-2008, 11:21 AM
  3. Dental Health in Appalachia
    By RedGlitter in forum Current Events
    Replies: 2
    Last Post: 12-24-2007, 05:20 PM
  4. MEXICO - Dental work - Medications
    By Patsy Warnick in forum Health & Wellness
    Replies: 7
    Last Post: 05-08-2007, 08:16 PM
  5. Jesus Dental X-Ray
    By Cass in forum Bizarre News Stories
    Replies: 4
    Last Post: 12-27-2004, 11:42 AM

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts