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Thread: Help against a bank

  1. #11
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    Re: Help against a bank

    Where have the mortgage payments been coming out from for the past 6 months, CJ?
    “Those who can make you believe absurdities can make you commit atrocities,”
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  2. #12
    Senior Member Bruv's Avatar
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    Re: Help against a bank

    Surely a closed account without funds doesn't exist, how can they lodge charges against a non existent account ?................or whatever account the charges were put against.
    I thought I knew more than this until I opened my mouth

  3. #13
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    Re: Help against a bank

    Quote Originally Posted by Bruv View Post
    Surely a closed account without funds doesn't exist, how can they lodge charges against a non existent account ?................or whatever account the charges were put against.
    It sounds like the two accounts were linked.
    “Those who can make you believe absurdities can make you commit atrocities,”
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  4. #14
    Senior Member littleCJelkton's Avatar
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    Re: Help against a bank

    Quote Originally Posted by Ahso! View Post
    Where have the mortgage payments been coming out from for the past 6 months, CJ?
    From a local bank Cecil federal Cecil Bank to Chase home loan finace.

  5. #15
    Senior Member Bruv's Avatar
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    Re: Help against a bank

    Quote Originally Posted by Ahso! View Post
    It sounds like the two accounts were linked.
    Thats the point, there should have only been one account, how can they link to an extinct account........you expect a Bank to get there bookwork right.......they can't even count the accounts correctly.
    I thought I knew more than this until I opened my mouth

  6. #16
    Senior Member littleCJelkton's Avatar
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    Re: Help against a bank

    Quote Originally Posted by Ahso! View Post
    It sounds like the two accounts were linked.
    Why would an Old account be linked to anything after 6th months of no activity?

  7. #17
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    Re: Help against a bank

    Quote Originally Posted by littleCJelkton View Post
    From a local bank Cecil federal Cecil Bank to Chase home loan finace.
    A completely different bank?
    “Those who can make you believe absurdities can make you commit atrocities,”
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  8. #18
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    Re: Help against a bank

    Quote Originally Posted by littleCJelkton View Post
    Why would an Old account be linked to anything after 6th months of no activity?
    I'm thinking there must have been money in the account, it only takes a little for an account to remain active. What reason did the bank give for the account remaining active?
    “Those who can make you believe absurdities can make you commit atrocities,”
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    I have only one thing to do and that's
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  9. #19
    Senior Member Bryn Mawr's Avatar
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    Re: Help against a bank

    Quote Originally Posted by littleCJelkton View Post
    Why would an Old account be linked to anything after 6th months of no activity?
    Was the account actively closed or just unused? It makes a big difference.

  10. #20
    Senior Member littleCJelkton's Avatar
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    Re: Help against a bank

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    Quote Originally Posted by Ahso! View Post
    I'm thinking there must have been money in the account, it only takes a little for an account to remain active. What reason did the bank give for the account remaining active?
    No the account has been closed with 0.00 balance for 6 months, what happened because I believe they have a crappy IT service(there site is down constantly, an this morning when we went to go to the branch to find out there computers where down, so we had to go to another).

    She logged on her new account but when she pressed to do online bill pay instead of having it programmed in the system to bill pay to auto-fill with the new information from the new account she logged in on, it used cached information, then the system saw it was our old account so from my best hypothesis is it fowarded to our new account as linked, but since there was a transaction on our old account it was made active thus the old account was charged and sent again to the new account. We went we online when we were told this to look at the online bill pay history and the online bill pay option was not there (i have the print screen to show). We went back to the main branch to get it rectified, but then they changed the story from the original teller " your old account was charged" to "you authorized to online bill pays on this account"
    and they said the bill pay option was missing when she logged on because it was blocked when we log on because of what happened to the account which means we can no longer get the history of my mom's online bill pay.

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