Make these ads go away.
+ Reply to Thread
Page 1 of 2 1 2 LastLast
Results 1 to 10 of 17

Thread: Independent/Assisted Living

  1. #1
    Senior Member Lon's Avatar
    Join Date
    Nov 2004
    Location
    CALIFORNIA
    Posts
    9,507
    Local Date
    12-07-2019
    Local Time
    07:57 AM

    Smile Independent/Assisted Living

    I am single, 81 years of age and live in a two bed two bath apartment that is age restricted (55 +) I do my own cooking and cleaning, drive a car and am physically active. Some of my neighbors have someone to come in and assist them with various daily activities. In anticipation of that day when I may require Assisted Living or more I went and toured the many different facilities in my area. Rather than leave this task to my married daughter I thought I would do it myself and tell her which ones I liked.

    What an education I received, First, there are many facilities in my area and they seem to be quite aggressive in enticing potential residents with free lunches/dinners/happy hours etc. The amenities are many depending on the particular facility and costs run from around $3,500 a month to $10,000 a month. I am comfortable in knowing that I will be able to afford the higher level if needed. I just found out that the Long Term Care that I have had since age 57 would pay the same daily benefit as a Nursing Home and would cover a large portion of the cost of one of the better facilities. Frankly, I don't see me ever going into one of these places and will probably just up and die after a short illness, like my father did at age 92. BUT YA NEVER KNOW DO YA?
    http:www.thoughtsandtravels

  2. #2
    Senior Member
    Join Date
    Aug 2004
    Location
    Scotland
    Posts
    13,489
    Local Date
    12-06-2019
    Local Time
    06:57 PM

    Re: Independent/Assisted Living

    What happens if you had not been able to pay a long tgerm care plan are you basically left to your own devices or what?

  3. #3
    Senior Member AnneBoleyn's Avatar
    Join Date
    Dec 2011
    Location
    Brooklyn NY
    Posts
    6,583
    Local Date
    12-06-2019
    Local Time
    01:57 PM

    Re: Independent/Assisted Living

    Quote Originally Posted by gmc View Post
    What happens if you had not been able to pay a long tgerm care plan are you basically left to your own devices or what?
    In the USA, when an old person can't care for themselves financially or physically they are sent to a nursing home & their Medicare benefits go towards payment, the rest being picked up by Medicaid. If there were a small bank account, home, any property at all, the gov't takes that. Medicaid kicks in when one is absolutely penniless. If no family or friends visit you to see if you are okay, then you are left to the caretakers. Some have a heart, some don't. Usually, one would be medicated all day & plopped in a wheelchair & put in bed at around 5-6pm. If one asks for anything----

    Personally, I'd rather be dead.

  4. #4
    Senior Member FourPart's Avatar
    Join Date
    Jun 2014
    Location
    Southampton
    Posts
    6,272
    Local Date
    12-06-2019
    Local Time
    06:57 PM

    Re: Independent/Assisted Living

    I'm currently working on the Out Of Hours Support Line for a Domicilliary Care company. Funding comes from a variety of sources, which I believe are Means Tested, from being entirely self funded, to subsidised by Social Services, to being entirely funded by Social Services. My job is to take all sorts of calls, from the Emergencies, where there needs to be immediate coverage due to unexpected events, such as a carer being of sick, or a car having broken down. Sometimes we can get our other carers to cover. When we can't we try to get a sub-contractor to do it, but if all else fails, as happened last night, one of us from the office has to go out on the call. As it happened, just after I had left the office, the client's wife phoned in to say that her son had unexpectedly turned up & taken care of things himself, so it was a wasted journey on my part. Other times we just need to inform the carers of Keysafe numbers, or to follows procedures if there doesn't appear to be anyone at home - such as calling the client, if no answer calling the next of kin, then if all else fails, call paramedics / emergency services (for all we know the client may have had a fall & lying helpless - client safety comes foremost). This eventuality actually happened a few weeks ago when we had to send someone out of the office to meet with the Paras & Fire Services to force an entry. After they'd broken in with the carer's Tesco Clubcard, they found the lady fast asleep in bed having taken her hearing aids out, but the important thing was that she was safe.

  5. #5
    Senior Member Lon's Avatar
    Join Date
    Nov 2004
    Location
    CALIFORNIA
    Posts
    9,507
    Local Date
    12-07-2019
    Local Time
    07:57 AM

    Re: Independent/Assisted Living

    Thanks for your response Anne. I think that answers GMC's question.I have had a good life and have tried to arrange things so that I am not a burden to family or society should I become incapacitated.

  6. #6
    Senior Member Lady J's Avatar
    Join Date
    Aug 2011
    Location
    where ever I happen to be at the moment
    Posts
    1,083
    Local Date
    12-06-2019
    Local Time
    08:57 PM

    Re: Independent/Assisted Living

    Quote Originally Posted by Lon View Post
    I am single, 81 years of age and live in a two bed two bath apartment that is age restricted (55 +) I do my own cooking and cleaning, drive a car and am physically active. Some of my neighbors have someone to come in and assist them with various daily activities. In anticipation of that day when I may require Assisted Living or more I went and toured the many different facilities in my area. Rather than leave this task to my married daughter I thought I would do it myself and tell her which ones I liked.

    What an education I received, First, there are many facilities in my area and they seem to be quite aggressive in enticing potential residents with free lunches/dinners/happy hours etc. The amenities are many depending on the particular facility and costs run from around $3,500 a month to $10,000 a month. I am comfortable in knowing that I will be able to afford the higher level if needed. I just found out that the Long Term Care that I have had since age 57 would pay the same daily benefit as a Nursing Home and would cover a large portion of the cost of one of the better facilities. Frankly, I don't see me ever going into one of these places and will probably just up and die after a short illness, like my father did at age 92. BUT YA NEVER KNOW DO YA?
    http:www.thoughtsandtravels
    Lon ~

    That is so great! It seems you are a planner and a healthy one at that. I admire that you have taken care of yourself, financially & physically. Kudos!!!
    And you are right....YA NEVER KNOW so keep living life to the fullest!

    I'm sure some times it is very hard but you seem to have a strong spirit! Beware, the assisted living places are not what they look like on the surface. After having my mom in one I learned all the dreaded things that go on. Do research and plenty of it.....there are reports required by most States...find them and read them. Those alone will help you to be stronger.

    Anyway, I just popped in when I saw your post to congratulate YOU on your success at 81!
    And you know there are not too many who would search out their 'future' living quarters...you must be someone who likes to keep control of your life (I can relate!)
    I hope you are well and just precautious which is what I am feeling.

    Be well....
    Lady J

  7. #7
    Recycled Teenager G#Gill's Avatar
    Join Date
    Apr 2007
    Posts
    14,122
    Local Date
    12-06-2019
    Local Time
    06:57 PM

    Re: Independent/Assisted Living

    I agree with you Lady J. That there Lon is an amazing fella ! I remember that it was not that long ago that Lon went to New Zealand ! That's a hellova long flight !!!!
    I'm a Saga-lout, growing old disgracefully

  8. #8
    Senior Member Lon's Avatar
    Join Date
    Nov 2004
    Location
    CALIFORNIA
    Posts
    9,507
    Local Date
    12-07-2019
    Local Time
    07:57 AM

    Re: Independent/Assisted Living

    Quote Originally Posted by G#Gill View Post
    I agree with you Lady J. That there Lon is an amazing fella ! I remember that it was not that long ago that Lon went to New Zealand ! That's a hellova long flight !!!!
    I have spent half of each of the past 23 years in New Zealand and the other half in California, but will not be going back to NZ at this point in my life.

  9. #9
    Supporting Member ZAP's Avatar
    Join Date
    Jul 2006
    Location
    California
    Posts
    3,074
    Local Date
    12-06-2019
    Local Time
    10:57 AM

    Re: Independent/Assisted Living

    Quote Originally Posted by Lon View Post
    I have spent half of each of the past 23 years in New Zealand and the other half in California, but will not be going back to NZ at this point in my life.
    That must have been an exhausting trip. I flew to The Philippines last year and I think New Zealand is even farther. It was terribly exhausting because I can't sleep on a plane. Because of the 15 hour time difference and our connections, I was about 46 hours without sleep with 2 intervals of naps of 10 or 15 minutes each. I don't intend to go back, not so much because of the travel time but because I was very disappointed with the country.

  10. #10
    the awesomest one :) Omni_Skittles's Avatar
    Join Date
    Apr 2006
    Location
    South Carolina
    Posts
    2,614
    Local Date
    12-06-2019
    Local Time
    01:57 PM

    Re: Independent/Assisted Living

    Register to remove this ad.
    I think about this all the time! I'm only 25 and I work in a facility where my residents can afford 5k a month and it's kinda scary because someday that will be me! No way can I afford 5k a month and no one tells you what to do to get ready for it!!! I'm praying to die in a an accident before 75 lol
    Smoke signals ftw!

+ Reply to Thread
Page 1 of 2 1 2 LastLast

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts