Hard Times.
Hard Times.
Im sorry to hear of your troubles tg and hope that everything comes good for you and Tim.
take a bite out of life it's there to be tasted!!
Hard Times.
((((Hugs girl)))) Sorry to hear you're so stressed out with your situation tmbsgrl....
Hard times, I think we've all been there. When expenses exceed income, it's time to pull on the reins and stop spending and then figure out when spending, are you going to spend it on a necessity or a luxury. What I mean by that is...a necessity is something that you really, really need, like food, bills that need paid, things like that. Luxuries fall under spending money you don't have for items or services you can really live without, trips, vacations, things like that. If it were me, the fastest way to cut those corners would be to eliminate alot of the luxuries in my life, like Directv, xm radio, no vacation for awhile until I got things caught up, stuff like that. It all adds up if one really took the time to look at exactly what they pay out for the luxuries in ones life! And, it's surprising how well one can survive without them too. I hope everything works out for ya tmbsgrl.
Hard times, I think we've all been there. When expenses exceed income, it's time to pull on the reins and stop spending and then figure out when spending, are you going to spend it on a necessity or a luxury. What I mean by that is...a necessity is something that you really, really need, like food, bills that need paid, things like that. Luxuries fall under spending money you don't have for items or services you can really live without, trips, vacations, things like that. If it were me, the fastest way to cut those corners would be to eliminate alot of the luxuries in my life, like Directv, xm radio, no vacation for awhile until I got things caught up, stuff like that. It all adds up if one really took the time to look at exactly what they pay out for the luxuries in ones life! And, it's surprising how well one can survive without them too. I hope everything works out for ya tmbsgrl.
Hard Times.
Can you go to your bank for tentative assistance like a line of credit? Small loan? I know it isn't easy out there is it. As well if you owe money to creditors phone and talk to them, they would rather you make smaller payments for longer or defer any kind of payment than have you ignore them and have things go to collections.
Hang in there Susie it sucks when things get bumped back, putting you behind the 8 ball, but I can only hope for the best for you.
Hang in there Susie it sucks when things get bumped back, putting you behind the 8 ball, but I can only hope for the best for you.
�You only live once, but if you do it right, once is enough.�
• Mae West
• Mae West
Hard Times.
here is something that was just told to me about....
things could always be worse....
The minister told my friend, "my wife just ran off with another man". My friend said.... "gosh that is awful, how can anything be worse than that?" The minister said, "he could always bring her back" hehehehehehehe
things could always be worse....
The minister told my friend, "my wife just ran off with another man". My friend said.... "gosh that is awful, how can anything be worse than that?" The minister said, "he could always bring her back" hehehehehehehe
�You only live once, but if you do it right, once is enough.�
• Mae West
• Mae West
Hard Times.
My thoughts and prayers are with you! Hopefully everything will turn out ok for you!:)
Hard Times.
Minks is right TG give them a ring and explain your situation and agree some sort of arrangement with them on how to pay. We have all been there sometime or other and not just once either. Hang in tight and phone as soon as possible it will make you feel better when things have been discussed. Love and hugs :-4
Hard Times.
Lil~Basco wrote: ((((Hugs girl)))) Sorry to hear you're so stressed out with your situation tmbsgrl....
Hard times, I think we've all been there. When expenses exceed income, it's time to pull on the reins and stop spending and then figure out when spending, are you going to spend it on a necessity or a luxury. What I mean by that is...a necessity is something that you really, really need, like food, bills that need paid, things like that. Luxuries fall under spending money you don't have for items or services you can really live without, trips, vacations, things like that. If it were me, the fastest way to cut those corners would be to eliminate alot of the luxuries in my life, like Directv, xm radio, no vacation for awhile until I got things caught up, stuff like that. It all adds up if one really took the time to look at exactly what they pay out for the luxuries in ones life! And, it's surprising how well one can survive without them too. I hope everything works out for ya tmbsgrl.
Have to agree with Lil, cutting back is the only way to catch up! Whatever your food bill is now, cut it in half for a month or two, you & your hubby may just have to eat peanut butter & jelly sandwiches, & or have spaghetti 3 or 4 nights a week. But just making sure that your daughter eats meats & veggies, & all the good things she needs for her growing body. Suspend the cable TV, suspend the LD phone service, call waiting, ID & even the basic phone, (just use your cell phone for all your calls for a few months) & or even suspend the Web for a month or two. Like Lil said, the things you can really do without. Then when the probation ends, & you have the truck for home use, you can start to slowly bring things back on line. It won't be easy, but you can do it, you'll see. GOOD LUCK!:)
Hard times, I think we've all been there. When expenses exceed income, it's time to pull on the reins and stop spending and then figure out when spending, are you going to spend it on a necessity or a luxury. What I mean by that is...a necessity is something that you really, really need, like food, bills that need paid, things like that. Luxuries fall under spending money you don't have for items or services you can really live without, trips, vacations, things like that. If it were me, the fastest way to cut those corners would be to eliminate alot of the luxuries in my life, like Directv, xm radio, no vacation for awhile until I got things caught up, stuff like that. It all adds up if one really took the time to look at exactly what they pay out for the luxuries in ones life! And, it's surprising how well one can survive without them too. I hope everything works out for ya tmbsgrl.
Have to agree with Lil, cutting back is the only way to catch up! Whatever your food bill is now, cut it in half for a month or two, you & your hubby may just have to eat peanut butter & jelly sandwiches, & or have spaghetti 3 or 4 nights a week. But just making sure that your daughter eats meats & veggies, & all the good things she needs for her growing body. Suspend the cable TV, suspend the LD phone service, call waiting, ID & even the basic phone, (just use your cell phone for all your calls for a few months) & or even suspend the Web for a month or two. Like Lil said, the things you can really do without. Then when the probation ends, & you have the truck for home use, you can start to slowly bring things back on line. It won't be easy, but you can do it, you'll see. GOOD LUCK!:)
Cars